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Finally, studies show that age can dull the ability to spot warning signs that are obvious to younger people.
A possible explanation for that: "Compared to other age groups," Wood says, "older adults tend to have a more positive outlook." Sid Kirchheimer is the author of Scam-Proof Your Life, published by AARP Books/Sterling.
There are three common explanations for this disproportionate vulnerability: memory loss, loneliness and a supposedly more trusting nature.
population but as many as a third of all scam victims.
But studies find that many older people are in fact better at detecting lies than younger folks.
Still, older people "tend to be more patriotic and more religious," says neuropsychologist Stacey Wood of Scripps College, traits which the bad guys can sometimes exploit.
"And in many scams — telemarketing, fake lotteries — you have to 'act now!
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